Unit 17: Investments
Real Estate Investments and Business Opportunity Brokerage
17
2 exam questionsLow Priority
Investment analysis, ROI, and business opportunity transactions.
Quick Explanation
5 min readReal estate investment analysis uses NOI, cap rates, and cash-on-cash returns. Leverage means using borrowed money to increase returns. A 1031 exchange allows tax-deferred exchange of like-kind investment properties.
Key Points — What Matters for the Exam
1
NOI = Gross Income - Vacancy - Operating Expenses (NOT including mortgage)2
Cap Rate = NOI ÷ Value3
Cash-on-Cash Return = Annual Pre-Tax Cash Flow ÷ Total Cash Invested4
Leverage = using borrowed money to increase returns5
1031 Exchange = tax-deferred exchange of like-kind investment properties6
GRM = Gross Rent Multiplier = Sale Price ÷ Gross Annual RentMemory Trick
NOI does NOT include mortgage payments. Cap rate = NOI ÷ Value. Cash-on-cash = cash flow ÷ cash invested.
Common Trap Answers — Don't Fall For These
NOI does NOT include mortgage/debt service payments
1031 exchange is for INVESTMENT properties (not primary residences)
Higher cap rate = LOWER value (they move inversely)